It is the policy of this Seminary not to issue refunds for courses that have already been mailed out or placed on the Internet.  However, if the student is not satisfied with any course material, upon its unmarked return, we will accept it in exchange for any course(s) of equal or greater value, if notified in writing within seven days of the mailing of the course work.

This prospectus supersedes all previous editions and represents the present intentions of the Seminary.  The matters covered in the prospectus are naturally subject to change from time to time as circustances may require.